France house Move-in ready

Well-Maintained 3-Bed Village House with Garage, Paddock and Workshops, Lignières-Orgères, Mayenne

France

€172,900

Well-Maintained 3-Bed Village House with Garage, Paddock and Workshops, Lignières-Orgères, Mayenne

Key facts

Bedrooms
3
Bathrooms
1
Interior
41 m²
Land
2,950 m²
Type
house

Features

  • Garden
  • Move-in ready

About this property

Key Info Advert Reference: cj 832 Type: Residential (House), , Detached Bedrooms: 3 Bath/ Shower Rooms: 1 Habitable Size: 108.41 m² Land Size: 2,950 m² Features Attic(s) / Loft(s) Barn Broadband Internet Double Glazing Driveway Electric Heating Equestrian Potential Fireplace / Stove Fireplace(s) Garage(s) Garden(s) Land Mains Drainage Mains Electricity Mains Water Off-Street Parking Outbuilding(s) Outdoor Kitchen / BBQ Renovation / Development Potential Shed(s) Stone Vegetable Garden(s) Well Workshop Property Description cj  832  Property offers :  108.405sqm  of habitable living space Total Plot Size :     2950sqm (almost ¾ of an acre) Electric connected Bottle gas only Water connected Working fireplace with inset log burner Double glazing Shutters Electric heating Telephone and Internet available for connection Garage Private Parking Garden with Well Mains drains Outbuildings Ground floor : Entering via door to : 18sqm recently fitted kitchen (2018) with family dining area with tiled floor, double glazed window to front and former chimney now used as a cupboard.  Floor and wall mounted cupboards with fitted gas hob with extractor over.  Built in oven. Space for fridge freezer, plumbing for dishwasher. Electric panel radiator.  Stair case to first floor. 33.5sqm L shaped lounge and formal dining area.  Lounge with tiled floor, electric panel radiator and inset log burner.  3 double glazed windows to front. Formal dining area with laminate floor, fully double glazed patio doors, built in cupboard and door to : 7.25sqm utility room with tiled floor, electric hot water tank, plumbing for washing machine.  Storage. Separate cloak room.   1st Floor : Landing with wood flooring.  From the landing 12.7sqm bedroom 1 with wood flooring, double glazed window and electric panel radiator. 15.8sqm bedroom 2 with wood flooring, 3 double glazed windows and electric panel radiator. 12sqm bedroom 3 with wood flooring and 3 double glazed windows. 4.4sqm shower

How to buy this property

Typical process in France — 3–4 months from accepted offer to keys. Tell us where you're buying from:

What's different for you

  • You can usually reuse your French bank for the mortgage — expect up to 100% loan-to-value for a main home if your income allows (HCSF debt cap: 35% of income).
  • If this will be your main home, it is exempt from capital gains tax when you sell.

What's different for you

  • No ownership restrictions and no visa needed to live here — you can move in whenever you like.
  • French banks lend to EU non-residents, but usually only up to 70–80% of the price and they want French or EU income evidence.
  • When you sell, capital gains are taxed at 19% plus a 7.5% solidarity levy (26.5%), not the full 17.2% social charges.
  • Sign by power of attorney (procuration) if you can’t attend completion in person.

What's different for you

  • Anyone can buy in France — there are no nationality restrictions on ownership.
  • Owning property does not give you residency: without a long-stay visa you are limited to 90 days in any 180 (this applies to UK buyers since Brexit).
  • Mortgages are harder: typically 50–70% loan-to-value, and many banks decline US citizens because of FATCA reporting.
  • Opening a French bank account remotely can take weeks — start early, the notaire will want funds from an identifiable account.
  • When you sell, gains are taxed at 19% + 17.2% social charges (36.2%), and sales above €150,000 need an accredited tax representative.

Next steps

  1. 1

    Viewing and written offer (offre d’achat)

    1–2 weeks

    Make a written offer through the agent. Once the seller accepts in writing the price is agreed, but nothing is binding on you until the compromis.

  2. 2

    Compromis de vente

    2–4 weeks after the offer

    The preliminary contract, drawn up by a notaire or the agent. It includes the mandatory diagnostic reports (DDT) and any conditions such as getting a mortgage. You pay a 5–10% deposit into escrow.

    For you: You can sign electronically or by power of attorney — you don’t need to fly over for this step.

  3. 3

    10-day cooling-off period

    10 days

    Private buyers of homes can withdraw for any reason within 10 days of receiving the signed compromis, and get the deposit back in full.

  4. 4

    Mortgage and notaire searches

    6–10 weeks

    You have about 45–60 days to get a mortgage offer (if the compromis includes a loan condition). Meanwhile the notaire checks title and planning, and whether the town or SAFER (for rural land) wants to use its pre-emption right.

    For you: Non-resident mortgages often take the full 60 days, so ask for a longer loan condition in the compromis.

  5. 5

    Acte de vente and keys

    1 day

    You sign the final deed at the notaire’s office (or by power of attorney), transfer the balance plus fees beforehand, and get the keys the same day.

Buying costs on €172,900

Notaire fees and transfer tax (“frais de notaire”)

7–8.5% for older homes (2–3% for new builds)

Mostly transfer duties: about 5.8–6.3% depending on the département. The notaire’s own fee is under 1%.

 €12,103–€14,697

Estate agent fee

Usually already in the asking price

“FAI” (frais d’agence inclus) means the advertised price includes the agent’s 4–8%. If it says “net vendeur”, add it on top.

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Independent survey (optional)

€500–€1,500

A structural survey isn’t standard in France, but it’s worth it for older stone houses.

 €500–€1,500

Mortgage costs (if borrowing)

~1–2% of the loan

Arrangement fee, loan guarantee or charge on the property, and broker fee.

 €0–€3,458
Estimated total on top of the price €12,603–€19,655

Pitfalls to watch

  • Septic tanks (fosse septique): a non-compliant SPANC report means you have to upgrade within 1 year, often €8,000–€15,000.
  • Unpermitted extensions, pools or barn conversions: check the plans and permits against what you see. The notaire only checks what’s on paper.
  • Energy rating (DPE) F or G: G-rated homes can no longer be let on new leases, and F-rated homes follow from 2028. That matters if you plan to rent it out.
  • Second homes pay taxe d’habitation, and some towns with housing pressure add up to 60% on top. Ask the seller for the latest bill.
  • French inheritance rules reserve part of the estate for children. Non-French buyers can choose their own nationality’s law in a will (EU Succession Regulation), so take advice before you sign.
  • Short-term letting now needs registration with the town hall, and many towns cap or ban it. Check before you rely on Airbnb income.

General guidance, last reviewed October 2026 — not legal or tax advice. Rules change and every purchase is different, so confirm with an independent local lawyer or notary before you sign anything.

Buying property in France

Read our complete guide — fees, visas, taxes, and everything overseas buyers should know before making an offer in France.

Read the France buying guide