France house

House for sale in Chevru — 4 bedrooms, 130 m²

Chevru, France

€230,000

House for sale in Chevru — 4 bedrooms, 130 m²

Key facts

Bedrooms
4
Interior
130 m²
Land
600 m²
Type
house

About this property

Chevru Detached house, not overlooked, adapted for people with reduced mobility, presented exclusively by Laurent PAPARELLA of Propriétés-privées. Located in a quiet area, this detached house requires no work and is set in the centre of an enclosed plot of approximately 600 m². The accommodation is fully adapted for people with reduced mobility. Ground floor: Entrance to living room (dining room / lounge) with access to the conservatory and terrace Fitted and equipped kitchen Three spacious bedrooms Shower room with walk-in shower Garage Utility room First floor: Open-plan room offering several layout possibilities: up to 3 additional bedrooms, or creation of a suite (bedroom + shower room + dressing room) and another bedroom. Features: Reversible air-to-air heat pump Fireplace Electric radiators Water softener PVC double-glazed windows with mosquito nets and wooden shutters Roof windows with electric PVC blinds Conservatory with aluminium frames Garage Council tax: 878 euros EPC: D 207 Kwh/m2/year GHG: 6 Kg/m2/year Estimated annual energy costs for standard use between 1,750 and 2,460 euros indexed to 2021, 2022 and 2023 Offers will be received EXCLUSIVELY ON THE WEBSITE from Saturday 25/06/2026 at 12:00 to Sunday 26/06/2026 at 12:00. A prior visit to the property is mandatory to access the sales room. Offers will be received in the manner of a tender. STARTING OFFERS: 230,000 euros (1). Ideal seller price: 260,000 euros (2). These prices include agency fees payable by the seller. (1) Mention "starting offers": Price at which offers can begin. Once bidding is closed, offers will be subject to acceptance by the seller(s). (2) Indication of the price at which the property would have been marketed in a classic sale. To visit and assist you with your project, contact Laurent PAPARELLA, or by email at. In accordance with article L.561.5 of the Monetary and Financial Code, proof of identity will be required to arrange a visit. This advertisement has been written under th

Location

Approximate location based on the listing's town. Confirm the exact address with the agent.

How to buy this property

Typical process in France — 3–4 months from accepted offer to keys. Tell us where you're buying from:

What's different for you

  • You can usually reuse your French bank for the mortgage — expect up to 100% loan-to-value for a main home if your income allows (HCSF debt cap: 35% of income).
  • If this will be your main home, it is exempt from capital gains tax when you sell.

What's different for you

  • No ownership restrictions and no visa needed to live here — you can move in whenever you like.
  • French banks lend to EU non-residents, but usually only up to 70–80% of the price and they want French or EU income evidence.
  • When you sell, capital gains are taxed at 19% plus a 7.5% solidarity levy (26.5%), not the full 17.2% social charges.
  • Sign by power of attorney (procuration) if you can’t attend completion in person.

What's different for you

  • Anyone can buy in France — there are no nationality restrictions on ownership.
  • Owning property does not give you residency: without a long-stay visa you are limited to 90 days in any 180 (this applies to UK buyers since Brexit).
  • Mortgages are harder: typically 50–70% loan-to-value, and many banks decline US citizens because of FATCA reporting.
  • Opening a French bank account remotely can take weeks — start early, the notaire will want funds from an identifiable account.
  • When you sell, gains are taxed at 19% + 17.2% social charges (36.2%), and sales above €150,000 need an accredited tax representative.

Next steps

  1. 1

    Viewing and written offer (offre d’achat)

    1–2 weeks

    Make a written offer through the agent. Once the seller accepts in writing the price is agreed, but nothing is binding on you until the compromis.

  2. 2

    Compromis de vente

    2–4 weeks after the offer

    The preliminary contract, drawn up by a notaire or the agent. It includes the mandatory diagnostic reports (DDT) and any conditions such as getting a mortgage. You pay a 5–10% deposit into escrow.

    For you: You can sign electronically or by power of attorney — you don’t need to fly over for this step.

  3. 3

    10-day cooling-off period

    10 days

    Private buyers of homes can withdraw for any reason within 10 days of receiving the signed compromis, and get the deposit back in full.

  4. 4

    Mortgage and notaire searches

    6–10 weeks

    You have about 45–60 days to get a mortgage offer (if the compromis includes a loan condition). Meanwhile the notaire checks title and planning, and whether the town or SAFER (for rural land) wants to use its pre-emption right.

    For you: Non-resident mortgages often take the full 60 days, so ask for a longer loan condition in the compromis.

  5. 5

    Acte de vente and keys

    1 day

    You sign the final deed at the notaire’s office (or by power of attorney), transfer the balance plus fees beforehand, and get the keys the same day.

Buying costs on €230,000

Notaire fees and transfer tax (“frais de notaire”)

7–8.5% for older homes (2–3% for new builds)

Mostly transfer duties: about 5.8–6.3% depending on the département. The notaire’s own fee is under 1%.

 €16,100–€19,550

Estate agent fee

Usually already in the asking price

“FAI” (frais d’agence inclus) means the advertised price includes the agent’s 4–8%. If it says “net vendeur”, add it on top.

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Independent survey (optional)

€500–€1,500

A structural survey isn’t standard in France, but it’s worth it for older stone houses.

 €500–€1,500

Mortgage costs (if borrowing)

~1–2% of the loan

Arrangement fee, loan guarantee or charge on the property, and broker fee.

 €0–€4,600
Estimated total on top of the price €16,600–€25,650

Pitfalls to watch

  • Septic tanks (fosse septique): a non-compliant SPANC report means you have to upgrade within 1 year, often €8,000–€15,000.
  • Unpermitted extensions, pools or barn conversions: check the plans and permits against what you see. The notaire only checks what’s on paper.
  • Energy rating (DPE) F or G: G-rated homes can no longer be let on new leases, and F-rated homes follow from 2028. That matters if you plan to rent it out.
  • Second homes pay taxe d’habitation, and some towns with housing pressure add up to 60% on top. Ask the seller for the latest bill.
  • French inheritance rules reserve part of the estate for children. Non-French buyers can choose their own nationality’s law in a will (EU Succession Regulation), so take advice before you sign.
  • Short-term letting now needs registration with the town hall, and many towns cap or ban it. Check before you rely on Airbnb income.

General guidance, last reviewed October 2026 — not legal or tax advice. Rules change and every purchase is different, so confirm with an independent local lawyer or notary before you sign anything.

Buying property in France

Read our complete guide — fees, visas, taxes, and everything overseas buyers should know before making an offer in France.

Read the France buying guide