France apartment

Apartment for sale in Saint-Priest — 2 bedrooms, 60 m²

Saint-Priest, Auvergne-Rhône-Alpes, France

€205,000

Apartment for sale in Saint-Priest — 2 bedrooms, 60 m²

Key facts

Bedrooms
2
Interior
60 m²
Type
apartment

Features

  • Garden

About this property

Discover this charming, recent ground-floor apartment in a secure residence in Saint-Priest, ideally located on Chemin de Revaison. This single-storey property offers 60 m² of living space with two spacious bedrooms, each over 11 m², an open-plan kitchen leading to the living-dining room, a modern bathroom, all opening onto a large 60 m² corner garden. You will love: - the large 25 m² living room with its fitted and equipped open-plan kitchen - the enclosed 60 m² garden, not overlooked - the brightness throughout the apartment thanks to the large bay window in the main room and the large windows in the bedrooms - the modern features of the apartment and the residence, which dates from 2018 - the human-sized co-ownership with only 2 floors - the perfect general condition, demonstrating owners who are keen to preserve the premises - the quietness of the neighbourhood and the residence - the general security provided by several locked doors, surveillance cameras, and videophone access - the roller shutters providing thermal protection in winter and summer - the various built-in cupboards in the apartment - the perfectly functional, modern and high-quality bathroom - the private parking space within the co-ownership (additional 10,000 euros) - a bike storage room in the residence, as well as a pétanque court and pleasant outdoor spaces - the cycle path that passes in front of the co-ownership Enjoy an attractive living environment close to all amenities: - nursery school 6 minutes by car, Revaison primary school 4 minutes by car, Simone Veil secondary school only 150 metres away - Leclerc supermarket 6 minutes, Porte des Alpes shopping centre 7 minutes - Saint-Priest and Vénissieux train stations are less than 10 minutes by car, facilitating your daily commute - the "Chemin de Revaison" bus stop only 200 metres away, served by lines 62 and JD959. Would you like to know more and arrange a visit? Contact me! Marc Perrin -

Location

Approximate location based on the listing's town. Confirm the exact address with the agent.

How to buy this property

Typical process in France — 3–4 months from accepted offer to keys. Tell us where you're buying from:

What's different for you

  • You can usually reuse your French bank for the mortgage — expect up to 100% loan-to-value for a main home if your income allows (HCSF debt cap: 35% of income).
  • If this will be your main home, it is exempt from capital gains tax when you sell.

What's different for you

  • No ownership restrictions and no visa needed to live here — you can move in whenever you like.
  • French banks lend to EU non-residents, but usually only up to 70–80% of the price and they want French or EU income evidence.
  • When you sell, capital gains are taxed at 19% plus a 7.5% solidarity levy (26.5%), not the full 17.2% social charges.
  • Sign by power of attorney (procuration) if you can’t attend completion in person.

What's different for you

  • Anyone can buy in France — there are no nationality restrictions on ownership.
  • Owning property does not give you residency: without a long-stay visa you are limited to 90 days in any 180 (this applies to UK buyers since Brexit).
  • Mortgages are harder: typically 50–70% loan-to-value, and many banks decline US citizens because of FATCA reporting.
  • Opening a French bank account remotely can take weeks — start early, the notaire will want funds from an identifiable account.
  • When you sell, gains are taxed at 19% + 17.2% social charges (36.2%), and sales above €150,000 need an accredited tax representative.

Next steps

  1. 1

    Viewing and written offer (offre d’achat)

    1–2 weeks

    Make a written offer through the agent. Once the seller accepts in writing the price is agreed, but nothing is binding on you until the compromis.

  2. 2

    Compromis de vente

    2–4 weeks after the offer

    The preliminary contract, drawn up by a notaire or the agent. It includes the mandatory diagnostic reports (DDT) and any conditions such as getting a mortgage. You pay a 5–10% deposit into escrow.

    For you: You can sign electronically or by power of attorney — you don’t need to fly over for this step.

  3. 3

    10-day cooling-off period

    10 days

    Private buyers of homes can withdraw for any reason within 10 days of receiving the signed compromis, and get the deposit back in full.

  4. 4

    Mortgage and notaire searches

    6–10 weeks

    You have about 45–60 days to get a mortgage offer (if the compromis includes a loan condition). Meanwhile the notaire checks title and planning, and whether the town or SAFER (for rural land) wants to use its pre-emption right.

    For you: Non-resident mortgages often take the full 60 days, so ask for a longer loan condition in the compromis.

  5. 5

    Acte de vente and keys

    1 day

    You sign the final deed at the notaire’s office (or by power of attorney), transfer the balance plus fees beforehand, and get the keys the same day.

Buying costs on €205,000

Notaire fees and transfer tax (“frais de notaire”)

7–8.5% for older homes (2–3% for new builds)

Mostly transfer duties: about 5.8–6.3% depending on the département. The notaire’s own fee is under 1%.

 €14,350–€17,425

Estate agent fee

Usually already in the asking price

“FAI” (frais d’agence inclus) means the advertised price includes the agent’s 4–8%. If it says “net vendeur”, add it on top.

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Independent survey (optional)

€500–€1,500

A structural survey isn’t standard in France, but it’s worth it for older stone houses.

 €500–€1,500

Mortgage costs (if borrowing)

~1–2% of the loan

Arrangement fee, loan guarantee or charge on the property, and broker fee.

 €0–€4,100
Estimated total on top of the price €14,850–€23,025

Pitfalls to watch

  • Septic tanks (fosse septique): a non-compliant SPANC report means you have to upgrade within 1 year, often €8,000–€15,000.
  • Unpermitted extensions, pools or barn conversions: check the plans and permits against what you see. The notaire only checks what’s on paper.
  • Energy rating (DPE) F or G: G-rated homes can no longer be let on new leases, and F-rated homes follow from 2028. That matters if you plan to rent it out.
  • Second homes pay taxe d’habitation, and some towns with housing pressure add up to 60% on top. Ask the seller for the latest bill.
  • French inheritance rules reserve part of the estate for children. Non-French buyers can choose their own nationality’s law in a will (EU Succession Regulation), so take advice before you sign.
  • Short-term letting now needs registration with the town hall, and many towns cap or ban it. Check before you rely on Airbnb income.

General guidance, last reviewed October 2026 — not legal or tax advice. Rules change and every purchase is different, so confirm with an independent local lawyer or notary before you sign anything.

Buying property in France

Read our complete guide — fees, visas, taxes, and everything overseas buyers should know before making an offer in France.

Read the France buying guide