France apartment Move-in ready

Apartment for sale in Survilliers — 2 bedrooms, 71 m²

Survilliers, Ile-de-France, France

€242,500

Apartment for sale in Survilliers — 2 bedrooms, 71 m²

Key facts

Bedrooms
2
Interior
71 m²
Type
apartment

Features

  • Garden
  • Move-in ready

About this property

Welcome to Abriculteurs, the family agency committed to exceptional service. Discover a carefully presented property: professional photos, a detailed floor plan, and an immersive virtual tour to help you visualise it. Trust our expertise to turn your property projects into remarkable successes. Discover this 70.68 m² (Carrez law) two-bedroom apartment, ideally located on the ground floor with a terrace and garden in a secure, high-end residence in Survilliers. Built in 2010 and completely refurbished, this "turnkey" property requires no work: a real favourite for a family. A Privileged and Peaceful Living Environment Enjoy a residential and peaceful environment. The apartment offers pleasant views of the landscaped areas of the residence and the dovecote. The apartment is bright and airy thanks to its orientation. It is located just a stone's throw from the town centre, shops, the train station, and access to the A1 motorway. Roissy CDG airport is less than 15 minutes away. The apartment is composed as follows: • An entrance hall with a large storage cupboard. • A separate, unfitted kitchen (to be customised to your taste). • A bright living room. • Two bedrooms, each with a cupboard. • A fitted bathroom. • A separate toilet. The advantages that make the difference: Secure and quiet high-end residence. South-facing garden, view of the dovecote. Outdoor parking space included. No work required, completely renovated property. A secure investment in a highly sought-after area. Please note: Property tax: not communicated Property condition: Very good condition Apartment lot 109 (Common charges 864 thousandths, Building 617 thousandths, Parking 20 thousandths) Mains drainage Conventional consumption (kWhEP/m2.year): 184 Estimated emissions (kg CO2/m2.year): 7 Minimum/maximum energy cost: between 1,230 and 1,720 euros Reference year for prices: 2021, 2022, 2023 Sale price: 242,500 euros including VAT (Abriculteurs fees payable by the seller) Possibility of a garage in add

Location

Approximate location based on the listing's town. Confirm the exact address with the agent.

How to buy this property

Typical process in France — 3–4 months from accepted offer to keys. Tell us where you're buying from:

What's different for you

  • You can usually reuse your French bank for the mortgage — expect up to 100% loan-to-value for a main home if your income allows (HCSF debt cap: 35% of income).
  • If this will be your main home, it is exempt from capital gains tax when you sell.

What's different for you

  • No ownership restrictions and no visa needed to live here — you can move in whenever you like.
  • French banks lend to EU non-residents, but usually only up to 70–80% of the price and they want French or EU income evidence.
  • When you sell, capital gains are taxed at 19% plus a 7.5% solidarity levy (26.5%), not the full 17.2% social charges.
  • Sign by power of attorney (procuration) if you can’t attend completion in person.

What's different for you

  • Anyone can buy in France — there are no nationality restrictions on ownership.
  • Owning property does not give you residency: without a long-stay visa you are limited to 90 days in any 180 (this applies to UK buyers since Brexit).
  • Mortgages are harder: typically 50–70% loan-to-value, and many banks decline US citizens because of FATCA reporting.
  • Opening a French bank account remotely can take weeks — start early, the notaire will want funds from an identifiable account.
  • When you sell, gains are taxed at 19% + 17.2% social charges (36.2%), and sales above €150,000 need an accredited tax representative.

Next steps

  1. 1

    Viewing and written offer (offre d’achat)

    1–2 weeks

    Make a written offer through the agent. Once the seller accepts in writing the price is agreed, but nothing is binding on you until the compromis.

  2. 2

    Compromis de vente

    2–4 weeks after the offer

    The preliminary contract, drawn up by a notaire or the agent. It includes the mandatory diagnostic reports (DDT) and any conditions such as getting a mortgage. You pay a 5–10% deposit into escrow.

    For you: You can sign electronically or by power of attorney — you don’t need to fly over for this step.

  3. 3

    10-day cooling-off period

    10 days

    Private buyers of homes can withdraw for any reason within 10 days of receiving the signed compromis, and get the deposit back in full.

  4. 4

    Mortgage and notaire searches

    6–10 weeks

    You have about 45–60 days to get a mortgage offer (if the compromis includes a loan condition). Meanwhile the notaire checks title and planning, and whether the town or SAFER (for rural land) wants to use its pre-emption right.

    For you: Non-resident mortgages often take the full 60 days, so ask for a longer loan condition in the compromis.

  5. 5

    Acte de vente and keys

    1 day

    You sign the final deed at the notaire’s office (or by power of attorney), transfer the balance plus fees beforehand, and get the keys the same day.

Buying costs on €242,500

Notaire fees and transfer tax (“frais de notaire”)

7–8.5% for older homes (2–3% for new builds)

Mostly transfer duties: about 5.8–6.3% depending on the département. The notaire’s own fee is under 1%.

 €16,975–€20,613

Estate agent fee

Usually already in the asking price

“FAI” (frais d’agence inclus) means the advertised price includes the agent’s 4–8%. If it says “net vendeur”, add it on top.

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Independent survey (optional)

€500–€1,500

A structural survey isn’t standard in France, but it’s worth it for older stone houses.

 €500–€1,500

Mortgage costs (if borrowing)

~1–2% of the loan

Arrangement fee, loan guarantee or charge on the property, and broker fee.

 €0–€4,850
Estimated total on top of the price €17,475–€26,963

Pitfalls to watch

  • Septic tanks (fosse septique): a non-compliant SPANC report means you have to upgrade within 1 year, often €8,000–€15,000.
  • Unpermitted extensions, pools or barn conversions: check the plans and permits against what you see. The notaire only checks what’s on paper.
  • Energy rating (DPE) F or G: G-rated homes can no longer be let on new leases, and F-rated homes follow from 2028. That matters if you plan to rent it out.
  • Second homes pay taxe d’habitation, and some towns with housing pressure add up to 60% on top. Ask the seller for the latest bill.
  • French inheritance rules reserve part of the estate for children. Non-French buyers can choose their own nationality’s law in a will (EU Succession Regulation), so take advice before you sign.
  • Short-term letting now needs registration with the town hall, and many towns cap or ban it. Check before you rely on Airbnb income.

General guidance, last reviewed October 2026 — not legal or tax advice. Rules change and every purchase is different, so confirm with an independent local lawyer or notary before you sign anything.

Buying property in France

Read our complete guide — fees, visas, taxes, and everything overseas buyers should know before making an offer in France.

Read the France buying guide