France apartment Move-in ready

Apartment for sale in Marseille 11ème arrondissement — 2 bedrooms, 64 m²

Marseille 11ème arrondissement, Provence-Alpes-Côte d'Azur, France

€248,000

Apartment for sale in Marseille 11ème arrondissement — 2 bedrooms, 64 m²

Key facts

Bedrooms
2
Interior
64 m²
Type
apartment

Features

  • Move-in ready

About this property

EXCLUSIVE - LES ACCATES In the heart of the highly sought-after Les Accates area, discover this rare property located within a magnificent 18th-century character bastide, fully renovated in 2007, in a small co-ownership of only 6 units. Here, the living environment is unique: "it's good to live here". Calm, greenery and a village spirit combine with a privileged environment, where many shops, establishments and leisure activities are accessible on foot. You will particularly enjoy the proximity to: - Les Accates primary school - Paul Mélizan high school - The emblematic Les 3 Frères restaurant - L'Atelier des Frères caterer - The Tennis Park (tennis, padel and restaurant) - La Salette Golf Course - La Denise departmental park - Les Accates boules pitch - Saint-Christophe church A truly privileged living environment, between nature and neighbourhood life. The apartment This duplex apartment, with a surface area of approximately 58 m² (Carrez law), is composed as follows: - On the ground floor: - An entrance with storage and separate WC - A SOUTH-facing living/dining room, enjoying an open view - An open and equipped kitchen, WEST-facing, with a direct view of the church On the 1st floor: - Two spacious bedrooms with fitted wardrobes - A shower room Heating: - Electric heating Regarding the co-ownership: - Characterful common areas - Private parking with two parking spaces attached to the unit - Common garage serving as a storage space of approximately 15 m² - Outdoor area dedicated to storing wood for the fireplace Co-ownership charges: €63 / month A rare property combining old-world charm, quality of life and a privileged environment, in the heart of one of Marseille's most popular areas. We are at your disposal to discuss your acquisition project, provide you with any additional information on this property and arrange a visit. Do not hesitate to contact us by e-mail or directly via messaging. Co-ownership of 6 units - including 6 residential units. (No

Location

Approximate location based on the listing's town. Confirm the exact address with the agent.

How to buy this property

Typical process in France — 3–4 months from accepted offer to keys. Tell us where you're buying from:

What's different for you

  • You can usually reuse your French bank for the mortgage — expect up to 100% loan-to-value for a main home if your income allows (HCSF debt cap: 35% of income).
  • If this will be your main home, it is exempt from capital gains tax when you sell.

What's different for you

  • No ownership restrictions and no visa needed to live here — you can move in whenever you like.
  • French banks lend to EU non-residents, but usually only up to 70–80% of the price and they want French or EU income evidence.
  • When you sell, capital gains are taxed at 19% plus a 7.5% solidarity levy (26.5%), not the full 17.2% social charges.
  • Sign by power of attorney (procuration) if you can’t attend completion in person.

What's different for you

  • Anyone can buy in France — there are no nationality restrictions on ownership.
  • Owning property does not give you residency: without a long-stay visa you are limited to 90 days in any 180 (this applies to UK buyers since Brexit).
  • Mortgages are harder: typically 50–70% loan-to-value, and many banks decline US citizens because of FATCA reporting.
  • Opening a French bank account remotely can take weeks — start early, the notaire will want funds from an identifiable account.
  • When you sell, gains are taxed at 19% + 17.2% social charges (36.2%), and sales above €150,000 need an accredited tax representative.

Next steps

  1. 1

    Viewing and written offer (offre d’achat)

    1–2 weeks

    Make a written offer through the agent. Once the seller accepts in writing the price is agreed, but nothing is binding on you until the compromis.

  2. 2

    Compromis de vente

    2–4 weeks after the offer

    The preliminary contract, drawn up by a notaire or the agent. It includes the mandatory diagnostic reports (DDT) and any conditions such as getting a mortgage. You pay a 5–10% deposit into escrow.

    For you: You can sign electronically or by power of attorney — you don’t need to fly over for this step.

  3. 3

    10-day cooling-off period

    10 days

    Private buyers of homes can withdraw for any reason within 10 days of receiving the signed compromis, and get the deposit back in full.

  4. 4

    Mortgage and notaire searches

    6–10 weeks

    You have about 45–60 days to get a mortgage offer (if the compromis includes a loan condition). Meanwhile the notaire checks title and planning, and whether the town or SAFER (for rural land) wants to use its pre-emption right.

    For you: Non-resident mortgages often take the full 60 days, so ask for a longer loan condition in the compromis.

  5. 5

    Acte de vente and keys

    1 day

    You sign the final deed at the notaire’s office (or by power of attorney), transfer the balance plus fees beforehand, and get the keys the same day.

Buying costs on €248,000

Notaire fees and transfer tax (“frais de notaire”)

7–8.5% for older homes (2–3% for new builds)

Mostly transfer duties: about 5.8–6.3% depending on the département. The notaire’s own fee is under 1%.

 €17,360–€21,080

Estate agent fee

Usually already in the asking price

“FAI” (frais d’agence inclus) means the advertised price includes the agent’s 4–8%. If it says “net vendeur”, add it on top.

 —

Independent survey (optional)

€500–€1,500

A structural survey isn’t standard in France, but it’s worth it for older stone houses.

 €500–€1,500

Mortgage costs (if borrowing)

~1–2% of the loan

Arrangement fee, loan guarantee or charge on the property, and broker fee.

 €0–€4,960
Estimated total on top of the price €17,860–€27,540

Pitfalls to watch

  • Septic tanks (fosse septique): a non-compliant SPANC report means you have to upgrade within 1 year, often €8,000–€15,000.
  • Unpermitted extensions, pools or barn conversions: check the plans and permits against what you see. The notaire only checks what’s on paper.
  • Energy rating (DPE) F or G: G-rated homes can no longer be let on new leases, and F-rated homes follow from 2028. That matters if you plan to rent it out.
  • Second homes pay taxe d’habitation, and some towns with housing pressure add up to 60% on top. Ask the seller for the latest bill.
  • French inheritance rules reserve part of the estate for children. Non-French buyers can choose their own nationality’s law in a will (EU Succession Regulation), so take advice before you sign.
  • Short-term letting now needs registration with the town hall, and many towns cap or ban it. Check before you rely on Airbnb income.

General guidance, last reviewed October 2026 — not legal or tax advice. Rules change and every purchase is different, so confirm with an independent local lawyer or notary before you sign anything.

Buying property in France

Read our complete guide — fees, visas, taxes, and everything overseas buyers should know before making an offer in France.

Read the France buying guide